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insurance for modified bikes
https://ukbeg.com/forum/viewtopic.php?f=7&t=5374		 Page 1 of 2
Author:  chris_xb12 [ 07 Mar 2010 19:58 ]
Post subject:  insurance for modified bikes
my bike is fairly modified and im wondering if anybody uses a company that doesnt charge for declaring mods, even if it is like for like on standard parts. im only 22 so please no companies that need you to be 25.
Cheers
Chris
Author:  norrie [ 07 Mar 2010 20:27 ]
Post subject:  Re: insurance for modified bikes
Try Adrian Flux.
Author:  Nutah [ 07 Mar 2010 20:30 ]
Post subject:  Re: insurance for modified bikes
22 :shock: :shock: mothercare :hehe:
Author:  norrie [ 07 Mar 2010 20:58 ]
Post subject:  Re: insurance for modified bikes
Nutah wrote:
22 :shock: :shock: mothercare :hehe:


Your just jealous. :old:

As am I. lOl
Author:  Nutah [ 07 Mar 2010 20:59 ]
Post subject:  Re: insurance for modified bikes
:yup:
Author:  chris_xb12 [ 07 Mar 2010 21:04 ]
Post subject:  Re: insurance for modified bikes
its not all good..
£249 fully comp not declaring mods
£830 declared!
Author:  Jill Brown [ 07 Mar 2010 21:24 ]
Post subject:  Re: insurance for modified bikes
Suggestion.... take off mods until 25...
Author:  Nutah [ 07 Mar 2010 21:35 ]
Post subject:  Re: insurance for modified bikes
chris_xb12 wrote:
its not all good..
£249 fully comp not declaring mods
£830 declared!


fucking hell what you got a space shuttle motor in it ? :shock:
Author:  chris_xb12 [ 07 Mar 2010 21:54 ]
Post subject:  Re: insurance for modified bikes
Jill Brown wrote:
Suggestion.... take off mods until 25...


id rather sell the bike!

its not the fact the motor is highly tuned (except the race kit) its just the cheaper insurers wont insure modifications and the more expensive ones will. although there are a fair few things to declare.
Author:  Jill Brown [ 07 Mar 2010 21:57 ]
Post subject:  Re: insurance for modified bikes
What I meant was remove the ones that attract the higher insurance until you can afford them. I am sure the bike will perform well enough without them. Or insure the bike with them but express surprise when they question the legality of them... Choice is yours...
Author:  Alison [ 07 Mar 2010 22:03 ]
Post subject:  Re: insurance for modified bikes
Who have you tried Chris? I've always found Carole Nash pretty accommodating with mine (all mods declared), but then I am old enough to be your mother ;) lOl
Author:  chris_xb12 [ 07 Mar 2010 22:09 ]
Post subject:  Re: insurance for modified bikes
Alison wrote:
Who have you tried Chris? I've always found Carole Nash pretty accommodating with mine (all mods declared), but then I am old enough to be your mother ;) lOl


i have tried most of the big names as well as comparison sites. carole nash... your bike 'have not been modified. A modification means to actually change the vehicle by either appearance or mechanically, usually both. Examples of modifications are, but not limited to: different frame, rebores, different engine or customised paintwork.'

might be worth a phone call tomorrow cheers for the advise
Author:  spondon440 [ 07 Mar 2010 22:14 ]
Post subject:  Re: insurance for modified bikes
chris_xb12 wrote:
its not all good..
£249 fully comp not declaring mods
£830 declared!


I'd gladly pay that to be 22 again.
Author:  mcrbuelligan [ 07 Mar 2010 22:18 ]
Post subject:  Re: insurance for modified bikes
I used to pay £1000 3rd party f&t for a standard kwak zxr6 when i was 24 - so yours dont really seem that bad
Author:  chris_xb12 [ 07 Mar 2010 22:24 ]
Post subject:  Re: insurance for modified bikes
mcrbuelligan wrote:
I used to pay £1000 3rd party f&t for a standard kwak zxr6 when i was 24 - so yours dont really seem that bad


how times of changed ;) before the buell i paid £400 fully comp for a zx6r
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